Bangladesh Bank

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Interest Rate Spread based on Monthly Weighted Average Rate of Interest on Deposits and Advances

		Interest Rate Spread (Overall)			Interest Rate Spread (Excl. Credit Card)			Interest Rate Spread (Excl. Consumer Finance & Credit Card)
Sl No	Name of Banks	W. Avg. Deposits	W. Avg. Advances	Spread	W. Avg. Deposits	W. Avg. Advances	Spread	W. Avg. Deposits	W. Avg. Advances	Spread
August, 2025
1	Agrani Bank PLC	6.13	11.46	5.33	6.13	11.46	5.33	6.13	11.28	5.15
2	Janata Bank PLC	7.05	12.21	5.16	7.05	12.21	5.16	7.05	12.20	5.15
3	Rupali Bank PLC	6.36	12.57	6.21	6.36	12.57	6.21	6.36	12.54	6.18
4	Sonali Bank PLC	4.21	9.98	5.77	4.21	9.98	5.77	4.21	9.60	5.39
5	BASIC Bank Limited	8.91	13.72	4.81	8.91	13.72	4.81	8.91	13.73	4.82
6	Bangladesh Development Bank PLC	9.13	11.14	2.01	9.13	11.14	2.01	9.13	10.87	1.74
	State Owned Banks	5.82	11.50	5.68	5.82	11.50	5.68	5.82	11.40	5.58
7	Bangladesh Krishi Bank	7.12	10.28	3.16	7.12	10.28	3.16	7.12	10.31	3.19
8	Rajshahi Krishi Unnayan Bank	7.20	12.04	4.84	7.20	12.04	4.84	7.20	12.03	4.83
9	Probashi Kollyan Bank	5.50	8.67	3.17	5.50	8.67	3.17	5.50	8.67	3.17
	Specialised Banks	7.12	10.47	3.35	7.12	10.47	3.35	7.12	10.48	3.36
10	Standard Chartered Bank	0.59	10.86	10.27	0.59	10.46	9.87	0.59	10.42	9.83
11	State Bank of India	2.99	11.76	8.77	2.99	11.76	8.77	2.99	11.76	8.77
12	Habib Bank Ltd.	7.31	12.26	4.95	7.31	12.26	4.95	7.31	12.26	4.95
13	Citibank N.A	1.11	10.78	9.67	1.11	10.78	9.67	1.11	10.78	9.67
14	Commercial Bank of Ceylon Limited	4.96	12.43	7.47	4.96	12.40	7.44	4.96	12.39	7.43
15	National Bank of Pakistan	2.66	16.60	13.94	2.66	16.60	13.94	2.66	16.60	13.94
16	Woori Bank	0.70	8.44	7.74	0.70	8.44	7.74	0.70	8.44	7.74
17	The Hong Kong and Shanghai Banking Corporation. Ltd.	1.73	9.88	8.15	1.73	9.88	8.15	1.73	9.89	8.16
18	Bank Al-Falah Limited	6.86	12.70	5.84	6.86	12.70	5.84	6.86	12.70	5.84
	Foreign Banks	1.75	10.97	9.22	1.75	10.79	9.04	1.75	10.82	9.07
19	AB Bank PLC	9.68	12.12	2.44	9.68	11.99	2.31	9.68	11.97	2.29
20	Islami Bank Bangladesh PLC	6.31	10.62	4.31	6.31	10.64	4.33	6.31	10.90	4.59
21	National Bank PLC	7.41	15.01	7.60	7.41	14.98	7.57	7.41	14.98	7.57
22	City Bank PLC	6.03	12.10	6.07	6.03	12.01	5.98	6.03	12.13	6.10
23	IFIC Bank PLC	8.41	13.60	5.19	8.41	13.59	5.18	8.41	13.74	5.33
24	United Commercial Bank PLC	6.62	13.56	6.94	6.62	13.45	6.83	6.62	13.51	6.89
25	Pubali Bank PLC	5.44	10.06	4.62	5.44	10.04	4.60	5.44	9.89	4.45
26	Uttara Bank PLC	6.11	12.84	6.73	6.11	12.82	6.71	6.11	12.99	6.88
27	Shimanto Bank PLC	7.14	12.85	5.71	7.14	12.62	5.48	7.14	13.23	6.09
28	Eastern Bank PLC	6.56	12.01	5.45	6.56	11.72	5.16	6.56	11.75	5.19
29	National Credit & Commerce Bank PLC	6.94	12.31	5.37	6.94	12.29	5.35	6.94	12.35	5.41
30	Prime Bank PLC	5.76	11.28	5.52	5.76	11.28	5.52	5.76	11.30	5.54
31	Southeast Bank PLC	7.40	12.59	5.19	7.40	12.54	5.14	7.40	12.53	5.13
32	Dhaka Bank PLC	7.35	12.26	4.91	7.35	12.19	4.84	7.35	12.20	4.85
33	Al-Arafah Islami Bank PLC	7.57	13.47	5.90	7.57	13.49	5.92	7.57	13.49	5.92
34	Social Islami Bank PLC	8.55	13.75	5.20	8.55	13.71	5.16	8.55	13.74	5.19
35	Dutch-Bangla Bank PLC	2.66	12.02	9.36	2.66	11.91	9.25	2.66	12.05	9.39
36	Mercantile Bank PLC	7.98	13.81	5.83	7.98	13.78	5.80	7.98	13.78	5.80
37	Standard Bank PLC	7.91	13.20	5.29	7.91	13.20	5.29	7.91	13.45	5.54
38	One Bank PLC	7.71	13.34	5.63	7.71	13.22	5.51	7.71	13.20	5.49
39	Export Import Bank of Bangladesh PLC	8.95	11.69	2.74	8.95	11.68	2.73	8.95	11.70	2.75
40	Bangladesh Commerce Bank Limited	8.20	12.45	4.25	8.20	12.33	4.13	8.20	12.43	4.23
41	Mutual Trust Bank PLC	6.54	11.75	5.21	6.54	11.62	5.08	6.54	11.66	5.12
42	The Premier Bank PLC	7.89	12.68	4.79	7.89	12.60	4.71	7.89	12.55	4.66
43	First Security Islami Bank PLC	7.95	13.55	5.60	7.95	13.55	5.60	7.95	14.03	6.08
44	Bank Asia PLC.	6.13	12.90	6.77	6.13	12.69	6.56	6.13	12.71	6.58
45	Trust Bank PLC	6.95	12.34	5.39	6.95	12.29	5.34	6.95	12.63	5.68
46	Shahjalal Islami Bank PLC	4.20	11.52	7.32	4.20	11.49	7.29	4.20	11.49	7.29
47	Jamuna Bank PLC	7.23	13.24	6.01	7.23	13.18	5.95	7.23	13.27	6.04
48	BRAC Bank PLC	6.60	11.90	5.30	6.60	11.61	5.01	6.60	11.75	5.15
49	NRBC Bank PLC	7.04	13.27	6.23	7.04	13.18	6.14	7.04	13.51	6.47
50	SBAC Bank PLC	7.85	14.21	6.36	7.85	14.16	6.31	7.85	14.62	6.77
51	Meghna Bank PLC	9.29	14.13	4.84	9.29	13.74	4.45	9.29	13.69	4.40
52	Midland Bank Limited	8.26	13.06	4.80	8.26	13.04	4.78	8.26	13.04	4.78
53	Padma Bank PLC	8.22	16.22	8.00	8.22	16.22	8.00	8.22	16.24	8.02
54	Union Bank PLC	10.15	12.94	2.79	10.15	12.94	2.79	10.15	12.94	2.79
55	NRB Bank PLC	8.66	14.41	5.75	8.66	13.73	5.07	8.66	13.72	5.06
56	Global Islami Bank PLC	9.94	16.39	6.45	9.94	16.39	6.45	9.94	16.41	6.47
57	Modhumoti Bank PLC	8.35	14.16	5.81	8.35	14.13	5.78	8.35	14.12	5.77
58	ICB Islamic Bank Ltd.	5.10	14.69	9.59	5.10	14.69	9.59	5.10	14.82	9.72
59	Community Bank Bangladesh PLC.	8.28	14.41	6.13	8.28	14.11	5.83	8.28	14.21	5.93
60	Bengal Commercial Bank PLC.	9.47	14.52	5.05	9.47	14.50	5.03	9.47	14.50	5.03
61	Citizens Bank PLC	10.43	15.17	4.74	10.43	15.08	4.65	10.43	15.08	4.65
	Private Banks	6.85	12.43	5.58	6.85	12.37	5.52	6.85	12.48	5.63
	All Banks	6.39	12.15	5.76	6.39	12.10	5.71	6.39	12.16	5.77

Note: Interest Rate Spread (Excluding Consumer Finance & Credit Card) available from July, 2016.
Interest Rate Spread (Excluding Credit Card) available from August, 2020
Source : Statistics Department, Bangladesh Bank, Head Office.