Bangladesh Bank

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Interest Rate Spread based on Monthly Weighted Average Rate of Interest on Deposits and Advances

		Interest Rate Spread (Overall)			Interest Rate Spread (Excl. Credit Card)			Interest Rate Spread (Excl. Consumer Finance & Credit Card)
Sl No	Name of Banks	W. Avg. Deposits	W. Avg. Advances	Spread	W. Avg. Deposits	W. Avg. Advances	Spread	W. Avg. Deposits	W. Avg. Advances	Spread
September, 2021
1	Agrani Bank Limited	4.28	7.41	3.13	4.28	7.41	3.13	4.28	7.42	3.14
2	Janata Bank Limited	4.65	6.38	1.73	4.65	6.38	1.73	4.65	6.37	1.72
3	Rupali Bank Limited	4.61	7.09	2.48	4.61	7.09	2.48	4.61	7.15	2.54
4	Sonali Bank Limited	3.35	6.17	2.82	3.35	6.16	2.81	3.35	5.63	2.28
5	BASIC Bank Limited	5.98	4.15	-1.83	5.98	4.14	-1.84	5.98	4.10	-1.88
6	Bangladesh Development Bank Limited	5.45	5.90	0.45	5.45	5.90	0.45	5.45	5.86	0.41
	State Owned Banks	4.19	6.53	2.34	4.19	6.53	2.34	4.19	6.41	2.22
7	Bangladesh Krishi Bank	5.27	6.90	1.63	5.27	6.90	1.63	5.27	6.90	1.63
8	Rajshahi Krishi Unnayan Bank	7.71	7.39	-0.32	7.71	7.39	-0.32	7.71	7.54	-0.17
9	Probashi Kollyan Bank	5.36	8.45	3.09	5.36	8.45	3.09	5.36	7.09	1.73
	Specialised Banks	5.60	7.02	1.42	5.60	7.02	1.42	5.60	7.00	1.40
10	Standard Chartered Bank	0.43	6.74	6.31	0.43	6.17	5.74	0.43	5.15	4.72
11	State Bank of India	2.31	7.23	4.92	2.31	7.23	4.92	2.31	7.22	4.91
12	Habib Bank Ltd.	3.80	5.59	1.79	3.80	5.59	1.79	3.80	5.61	1.81
13	Citibank N.A	0.09	3.76	3.67	0.09	3.76	3.67	0.09	3.76	3.67
14	Commercial Bank of Ceylon Limited	2.26	6.23	3.97	2.26	6.21	3.95	2.26	6.14	3.88
15	National Bank of Pakistan	2.07	0.02	-2.05	2.07	0.02	-2.05	2.07	0.02	-2.05
16	Woori Bank	0.73	5.22	4.49	0.73	5.22	4.49	0.73	5.01	4.28
17	The Hong Kong and Shanghai Banking Corporation. Ltd.	1.02	5.18	4.16	1.02	5.18	4.16	1.02	5.20	4.18
18	Bank Al-Falah Limited	2.03	6.32	4.29	2.03	6.32	4.29	2.03	6.32	4.29
	Foreign Banks	0.85	5.87	5.02	0.85	5.58	4.73	0.85	5.09	4.24
19	AB Bank Limited	5.10	7.06	1.96	5.10	7.02	1.92	5.10	7.00	1.90
20	Islami Bank Bangladesh Ltd	3.66	6.63	2.97	3.66	6.63	2.97	3.66	6.74	3.08
21	National Bank Limited	6.86	7.09	0.23	6.86	7.07	0.21	6.86	7.05	0.19
22	The City Bank Ltd.	2.56	7.39	4.83	2.56	7.18	4.62	2.56	6.92	4.36
23	IFIC Bank Limited	4.51	8.33	3.82	4.51	8.33	3.82	4.51	8.20	3.69
24	United Commercial Bank Limited	3.36	7.49	4.13	3.36	7.40	4.04	3.36	7.38	4.02
25	Pubali Bank Limited	3.78	8.03	4.25	3.78	8.02	4.24	3.78	8.04	4.26
26	Uttara Bank Limited	3.99	7.95	3.96	3.99	7.94	3.95	3.99	7.88	3.89
27	Shimanto Bank Limited	3.44	8.90	5.46	3.44	8.85	5.41	3.44	8.82	5.38
28	Eastern Bank Limited	2.88	7.40	4.52	2.88	7.09	4.21	2.88	6.99	4.11
29	National Credit & Commerce Bank Ltd	3.73	7.30	3.57	3.73	7.29	3.56	3.73	7.28	3.55
30	Prime Bank Ltd	2.66	6.90	4.24	2.66	6.88	4.22	2.66	6.84	4.18
31	Southeast Bank Limited	4.30	6.67	2.37	4.30	6.62	2.32	4.30	6.58	2.28
32	Dhaka Bank Limited	4.23	7.18	2.95	4.23	7.14	2.91	4.23	7.15	2.92
33	Al-Arafah Islami Bank Limited	4.19	7.04	2.85	4.19	7.04	2.85	4.19	7.05	2.86
34	Social Islami Bank Ltd.	4.80	7.79	2.99	4.80	7.76	2.96	4.80	7.76	2.96
35	Dutch-Bangla Bank Limited	1.71	7.65	5.94	1.71	7.55	5.84	1.71	7.46	5.75
36	Mercantile Bank Limited	5.12	7.70	2.58	5.12	7.68	2.56	5.12	7.62	2.50
37	Standard Bank Limited	4.54	7.64	3.10	4.54	7.64	3.10	4.54	7.75	3.21
38	One Bank Limited	4.63	7.62	2.99	4.63	7.55	2.92	4.63	7.47	2.84
39	EXIM Bank Limited	4.78	7.20	2.42	4.78	7.19	2.41	4.78	7.19	2.41
40	Bangladesh Commerce Bank Limited	6.10	4.65	-1.45	6.10	4.61	-1.49	6.10	4.61	-1.49
41	Mutual Trust Bank Limited	4.10	7.67	3.57	4.10	7.50	3.40	4.10	7.40	3.30
42	Premier Bank Limited	4.75	7.83	3.08	4.75	7.74	2.99	4.75	7.68	2.93
43	First Security Islami Bank Limited	5.72	7.81	2.09	5.72	7.81	2.09	5.72	7.73	2.01
44	Bank Asia Limited	3.44	7.79	4.35	3.44	7.63	4.19	3.44	7.50	4.06
45	Trust Bank Limited	3.71	7.95	4.24	3.71	7.92	4.21	3.71	7.79	4.08
46	Shahjalal Islami Bank Limited	3.14	7.09	3.95	3.14	7.08	3.94	3.14	7.04	3.90
47	Jamuna Bank Ltd	4.37	7.24	2.87	4.37	7.19	2.82	4.37	7.11	2.74
48	BRAC Bank Limited	2.20	7.99	5.79	2.20	7.63	5.43	2.20	7.64	5.44
49	NRB Commercial Bank Limited	4.25	8.56	4.31	4.25	8.49	4.24	4.25	8.44	4.19
50	South Bangla Agriculture & Commerce Bank Limited	5.52	8.66	3.14	5.52	8.62	3.10	5.52	8.64	3.12
51	Meghna Bank Limited	5.68	8.04	2.36	5.68	7.94	2.26	5.68	7.94	2.26
52	Midland Bank Limited	4.54	8.15	3.61	4.54	8.14	3.60	4.54	8.13	3.59
53	Padma Bank Limited	7.56	4.81	-2.75	7.56	4.81	-2.75	7.56	4.78	-2.78
54	Union Bank Limited	6.42	9.24	2.82	6.42	9.24	2.82	6.42	9.25	2.83
55	NRB Bank Limited	5.17	8.82	3.65	5.17	8.21	3.04	5.17	8.10	2.93
56	Global Islami Bank Limited	6.93	8.82	1.89	6.93	8.82	1.89	6.93	8.83	1.90
57	Modhumoti Bank Limited	5.21	8.27	3.06	5.21	8.24	3.03	5.21	8.21	3.00
58	ICB Islamic Bank Ltd.	3.84	1.59	-2.25	3.84	1.59	-2.25	3.84	1.30	-2.54
59	Community Bank Bangladesh Limited	5.15	8.94	3.79	5.15	8.94	3.79	5.15	8.90	3.75
60	Bengal Commercial Bank Limited	4.60	8.75	4.15	4.60	8.75	4.15	4.60	8.75	4.15
	Private Banks	4.17	7.47	3.30	4.17	7.42	3.25	4.17	7.38	3.21
	All Banks	4.08	7.24	3.16	4.08	7.18	3.10	4.08	7.12	3.04

Note: Interest Rate Spread (Excluding Consumer Finance & Credit Card) available from July, 2016.
Interest Rate Spread (Excluding Credit Card) available from August, 2020
Source : Statistics Department, Bangladesh Bank, Head Office.