Interest Rate Spread based on Monthly Weighted Average Rate of Interest on Deposits and Advances
| Interest Rate Spread (Overall) | Interest Rate Spread (Excl. Credit Card) | Interest Rate Spread (Excl. Consumer Finance & Credit Card) | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Sl No | Name of Banks | W. Avg. Deposits | W. Avg. Advances | Spread | W. Avg. Deposits | W. Avg. Advances | Spread | W. Avg. Deposits | W. Avg. Advances | Spread |
| October, 2023 | ||||||||||
| 1 | Agrani Bank PLC | 4.76 | 7.35 | - | 4.76 | 7.35 | - | 4.76 | 7.36 | - |
| 2 | Janata Bank PLC | 4.78 | 7.47 | - | 4.78 | 7.47 | - | 4.78 | 7.68 | - |
| 3 | Rupali Bank PLC | 4.99 | 7.39 | - | 4.99 | 7.39 | - | 4.99 | 7.35 | - |
| 4 | Sonali Bank PLC | 3.47 | 6.65 | - | 3.47 | 6.65 | - | 3.47 | 6.17 | - |
| 5 | BASIC Bank Limited | 6.35 | 3.61 | - | 6.35 | 3.60 | - | 6.35 | 3.49 | - |
| 6 | Bangladesh Development Bank PLC | 6.52 | 5.39 | - | 6.52 | 5.39 | - | 6.52 | 5.40 | - |
| State Owned Banks | 4.44 | 7.01 | - | 4.44 | 7.00 | - | 4.44 | 6.92 | - | |
| 7 | Bangladesh Krishi Bank | 5.93 | 7.91 | - | 5.93 | 7.91 | - | 5.93 | 7.91 | - |
| 8 | Rajshahi Krishi Unnayan Bank | 5.66 | 7.31 | - | 5.66 | 7.31 | - | 5.66 | 7.45 | - |
| 9 | Probashi Kollyan Bank | 5.53 | 8.69 | - | 5.53 | 8.69 | - | 5.53 | 7.64 | - |
| Specialised Banks | 5.89 | 7.84 | - | 5.89 | 7.84 | - | 5.89 | 7.83 | - | |
| 10 | Standard Chartered Bank | 0.52 | 8.58 | - | 0.52 | 8.04 | - | 0.52 | 7.77 | - |
| 11 | State Bank of India | 2.37 | 8.60 | - | 2.37 | 8.60 | - | 2.37 | 8.60 | - |
| 12 | Habib Bank Ltd. | 3.93 | 7.79 | - | 3.93 | 7.79 | - | 3.93 | 7.82 | - |
| 13 | Citibank N.A | 0.35 | 5.24 | - | 0.35 | 5.24 | - | 0.35 | 5.24 | - |
| 14 | Commercial Bank of Ceylon Limited | 3.60 | 9.04 | - | 3.60 | 9.03 | - | 3.60 | 9.04 | - |
| 15 | National Bank of Pakistan | 2.71 | 0.00 | - | 2.71 | 0.00 | - | 2.71 | 0.00 | - |
| 16 | Woori Bank | 0.87 | 6.52 | - | 0.87 | 6.52 | - | 0.87 | 6.52 | - |
| 17 | The Hong Kong and Shanghai Banking Corporation. Ltd. | 1.35 | 7.91 | - | 1.35 | 7.91 | - | 1.35 | 8.00 | - |
| 18 | Bank Al-Falah Limited | 4.38 | 8.69 | - | 4.38 | 8.69 | - | 4.38 | 8.69 | - |
| Foreign Banks | 1.26 | 8.02 | - | 1.26 | 7.77 | - | 1.26 | 7.66 | - | |
| 19 | AB Bank PLC | 6.27 | 7.69 | - | 6.27 | 7.60 | - | 6.27 | 7.60 | - |
| 20 | Islami Bank Bangladesh PLC | 4.33 | 6.65 | - | 4.33 | 6.66 | - | 4.33 | 6.77 | - |
| 21 | National Bank Limited | 6.30 | 6.11 | - | 6.30 | 6.09 | - | 6.30 | 6.05 | - |
| 22 | City Bank PLC | 3.64 | 8.62 | - | 3.64 | 8.50 | - | 3.64 | 8.47 | - |
| 23 | IFIC Bank PLC | 5.82 | 9.57 | - | 5.82 | 9.57 | - | 5.82 | 9.38 | - |
| 24 | United Commercial Bank PLC | 3.59 | 9.03 | - | 3.59 | 8.94 | - | 3.59 | 9.00 | - |
| 25 | Pubali Bank PLC | 4.24 | 8.19 | - | 4.24 | 8.18 | - | 4.24 | 8.13 | - |
| 26 | Uttara Bank PLC | 3.99 | 8.29 | - | 3.99 | 8.27 | - | 3.99 | 8.22 | - |
| 27 | Shimanto Bank PLC | 4.88 | 9.74 | - | 4.88 | 9.52 | - | 4.88 | 9.72 | - |
| 28 | Eastern Bank PLC | 4.42 | 8.83 | - | 4.42 | 8.60 | - | 4.42 | 8.61 | - |
| 29 | National Credit & Commerce Bank PLC | 4.59 | 7.82 | - | 4.59 | 7.80 | - | 4.59 | 7.74 | - |
| 30 | Prime Bank PLC | 3.73 | 8.54 | - | 3.73 | 8.52 | - | 3.73 | 8.56 | - |
| 31 | Southeast Bank PLC | 4.89 | 7.52 | - | 4.89 | 7.45 | - | 4.89 | 7.41 | - |
| 32 | Dhaka Bank PLC | 4.81 | 8.33 | - | 4.81 | 8.28 | - | 4.81 | 8.31 | - |
| 33 | Al-Arafah Islami Bank PLC | 4.78 | 7.07 | - | 4.78 | 7.08 | - | 4.78 | 7.08 | - |
| 34 | Social Islami Bank PLC | 5.34 | 8.36 | - | 5.34 | 8.32 | - | 5.34 | 8.32 | - |
| 35 | Dutch-Bangla Bank PLC | 1.63 | 8.36 | - | 1.63 | 8.24 | - | 1.63 | 8.10 | - |
| 36 | Mercantile Bank PLC | 5.45 | 9.08 | - | 5.45 | 9.06 | - | 5.45 | 9.04 | - |
| 37 | Standard Bank Limited | 5.25 | 8.26 | - | 5.25 | 8.25 | - | 5.25 | 8.39 | - |
| 38 | One Bank PLC | 5.90 | 7.77 | - | 5.90 | 7.66 | - | 5.90 | 7.52 | - |
| 39 | EXIM Bank Limited | 5.74 | 8.11 | - | 5.74 | 8.10 | - | 5.74 | 8.10 | - |
| 40 | Bangladesh Commerce Bank Limited | 5.82 | 4.25 | - | 5.82 | 4.11 | - | 5.82 | 4.10 | - |
| 41 | Mutual Trust Bank PLC | 4.25 | 8.44 | - | 4.25 | 8.36 | - | 4.25 | 8.36 | - |
| 42 | The Premier Bank PLC | 5.01 | 8.57 | - | 5.01 | 8.48 | - | 5.01 | 8.40 | - |
| 43 | First Security Islami Bank PLC | 6.44 | 8.17 | - | 6.44 | 8.17 | - | 6.44 | 8.09 | - |
| 44 | Bank Asia PLC. | 4.34 | 8.76 | - | 4.34 | 8.60 | - | 4.34 | 8.48 | - |
| 45 | Trust Bank Limited | 4.83 | 8.72 | - | 4.83 | 8.68 | - | 4.83 | 8.68 | - |
| 46 | Shahjalal Islami Bank PLC | 3.71 | 8.54 | - | 3.71 | 8.51 | - | 3.71 | 8.51 | - |
| 47 | Jamuna Bank PLC | 4.37 | 8.76 | - | 4.37 | 8.71 | - | 4.37 | 8.68 | - |
| 48 | BRAC Bank PLC | 4.23 | 8.52 | - | 4.23 | 8.22 | - | 4.23 | 8.21 | - |
| 49 | NRBC Bank PLC | 5.04 | 9.34 | - | 5.04 | 9.29 | - | 5.04 | 9.28 | - |
| 50 | SBAC Bank PLC | 5.46 | 9.41 | - | 5.46 | 9.36 | - | 5.46 | 9.32 | - |
| 51 | Meghna Bank PLC | 6.42 | 9.49 | - | 6.42 | 9.24 | - | 6.42 | 9.21 | - |
| 52 | Midland Bank Limited | 5.69 | 8.99 | - | 5.69 | 8.97 | - | 5.69 | 8.95 | - |
| 53 | Padma Bank PLC | 7.97 | 5.35 | - | 7.97 | 5.35 | - | 7.97 | 5.14 | - |
| 54 | Union Bank PLC | 7.35 | 9.65 | - | 7.35 | 9.65 | - | 7.35 | 9.66 | - |
| 55 | NRB Bank Limited | 6.10 | 9.49 | - | 6.10 | 8.75 | - | 6.10 | 8.70 | - |
| 56 | Global Islami Bank PLC | 7.22 | 10.09 | - | 7.22 | 10.08 | - | 7.22 | 10.07 | - |
| 57 | Modhumoti Bank PLC | 5.75 | 9.19 | - | 5.75 | 9.16 | - | 5.75 | 9.14 | - |
| 58 | ICB Islamic Bank Ltd. | 4.02 | 1.53 | - | 4.02 | 1.53 | - | 4.02 | 1.09 | - |
| 59 | Community Bank Bangladesh PLC. | 5.91 | 10.02 | - | 5.91 | 9.84 | - | 5.91 | 9.69 | - |
| 60 | Bengal Commercial Bank PLC. | 6.07 | 9.87 | - | 6.07 | 9.87 | - | 6.07 | 9.87 | - |
| 61 | Citizens Bank PLC | 7.12 | 10.02 | - | 7.12 | 10.01 | - | 7.12 | 10.01 | - |
| Private Banks | 4.78 | 8.14 | - | 4.78 | 8.08 | - | 4.78 | 8.04 | - | |
| All Banks | 4.55 | 7.89 | - | 4.55 | 7.84 | - | 4.55 | 7.80 | - | |
Note: Interest Rate Spread (Excluding Consumer Finance & Credit Card) available from July, 2016.
Interest Rate Spread (Excluding Credit Card) available from August, 2020
Source : Statistics Department, Bangladesh Bank, Head Office.