Bangladesh Bank
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Mobile Financial Services (MFS) comparative summary statement of December, 2024 and January, 2025

Serial no. Description Amount in December, 2024 Amount in January, 2025 % Change (December, 2024 to January, 2025)
A. Industry Wise Information
1No. of Banks currently providing the Services1313
2 No. of agents182886418419790.72%
3No. of registered customer in Lac
      Male1383.131372.60-0.76%
      Female983.561005.032.18%
      Total2366.692377.630.46%
4No of merchant in Lac
      Regular Merchant5.153.59-30.29%
      PRA10.258.60-16.1%
      Total15.4012.20-20.78%
5Total No of MFS users in Lac (Customer + Merchant)2386.762393.030.26%
6No. of active accounts in Lac*888.87893.840.56%
7No. of total transaction670050218.00721866474.007.73%
8Total transaction in crore BDT164739.36171664.124.2%
9No. of daily average transaction21614523.1623286015.297.73%
10Average daily transaction in crore BDT5314.175537.554.2%
B.Product Wise Information Amount (in crore BDT)Amount (in crore BDT)
   1Inward Remittance1241.811239.28-0.2%
   2Cash In48032.3748988.271.99%
  3Cash Out
      Customer42768.9245544.086.49%
      Merchant + PRA9828.659972.871.47%
Total52597.5755516.955.55%
   4P2P transaction42847.6644109.452.94%
   5Salary Disbursement (B2P)5065.795236.023.36%
   6Utility Bill Payment (P2B)2633.432359.42-10.41%
   7Merchant Payment8424.068697.313.24%
   8Government Payment461.312018.33337.52%
   9Others3435.323499.071.86%

[1 lac = 0.10 million and 1 crore = 10 million]

Actual No of days in month has been used for average calculations.

*Account in which transaction made in last 3 (Three) Months.