Thoughts on Banking and Finance, July - December, 2018
The Role of Small and Medium Enterprises (SMEs) Loans on Employment Generation: Bangladesh Perspective
- DOI
- https://doi.org/10.64968/bbta.tbf.2018.07.02.06
- Journal volume & issue
-
Vol. 7 Issue 2
pp. 148-161
- Authors
- Mohammad Masuduzzaman Farida Praveen Dr. Shamim Ara Mahfuza Akther
Abstract
This study examines the contributions of bank loans to Small and Medium Scale Enterprises (SMEs) in employment generation in Bangladesh. This is because the sector serves as a catalyst for employment generation, poverty reduction and economic development as well. The aim of this study therefore; is to find out the relationshipbetween employment and SME Financing. Using panel data analysis with a sample of 310 enterprises for the period 2009-2011, the paper shows that SME loans has a positive impact on employment generation.
Keywords: Small and Medium-Scale Enterprises (SMEs), Bank Loan, Employment, Panel data analysis, and Bangladesh.
JEL Classification: C23, E24, G21, L25, O53