Bangladesh Bank Training Academy Journal

Abstract

In Bangladesh, nearly three million individuals are disabled. We cannot guarantee equal treatment for all if disabled people are excluded from our financial sector. Access to financial services is the primary requirement for disabled individuals' financial inclusion. The study aims to determine thecurrent status of disabled individuals' financial access opportunities in Bangladesh. The study also examines the utilization of financial services by disabled individuals in Bangladesh. The study also highlighted the difficulties a disabled individual faces when obtaining financial services. The study was conducted using a mixed methodology. In this study, both quantitative and qualitative methods have been employed. The study reveals that the banking system represents numerous challenges for people with disabilities in Bangladesh due to the fact that they lack banking system knowledge. Consequently, financial access, one of the most reliable indicators of how much a person benefits from the banking system, is extremely low among physically challenged individuals in Bangladesh.